2025 predictions:Market Analysis & AI Impact Overview 2025


  • Fed interest rates - 4.25% 

    • Current rate: 4.3% (https://www.federalreserve.gov/releases/h15/)
    • Prediction source: https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html

  • Bank mortgage interest rate - 6.0%

    • https://fred.stlouisfed.org/series/DPRIME

  • Housing Market 2025 Forecast: 

    • Source: https://www.youtube.com/watch?v=wBkYhgTrLY4

  • AI Impact

    • Source:https://www.youtube.com/watch?v=JwImoHdnU7M&t=1s
    • Source: https://www.youtube.com/watch?v=QhR_3x148iA
    • Areas impacted: 
      • AI-generated Protoying, 
      • AI-generated innovation- incremental innovation will benefit more from AI than radical innovation. 
    • We will run out of enterprise data. Technology output from machine-generated data is sub-optimal
    • AI will continue to be expensive.

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